** Link to primary Legal and Disclaimers page **

Our websites may contain information VIEWED as having legal, liability, tax, financial or other advice contained within them.  The information posted is strictly to promote thought and is not meant to be construed as any form of legal or financial advise or guidance of any kind on any topic.  To reiterate this, our websites in NO WAY constitute advice in ANY manner.  WE ARE LICENSED INSURANCE AGENTS IN MULTIPLE STATES (CONTACT US FOR SPECIFIC LICENSES).  WE ARE NOT REGISTERED FINANCIAL ADVISORS AND DO NOT GIVE ANY INVESTMENT ADVICE SO DO NOT TAKE ANYTHING YOU HEAR OR READ AS INVESTMENT ADVICE.  Each state also has their own rules, regulations, laws and/or common practices and every person's situation is DIFFERENT! The products on or referred to from our sites are NOT offers for insurance.  ALL policies are subject to UNDERWRITING APPROVAL.  If you are referred to a link off site, be sure to review the legal information pertaining to that site as well.

You should ALWAYS consult with your PERSONAL advisor, accountant, attorney, agent, broker or other personal trusted partner (none of which we can be included as – unless we specifically signed an advisor contract with you) PRIOR TO making ANY decisions that may affect you, your finances, your family or others in any way, shape or form including, but not limited to any decisions that you make based on topics discussed on any of our websites, with our company or from any links to or from content that you may find through searches, articles, comments, banners, advertisements, etc.

Our websites contain links to outside companies who are NOT affiliated with the William Avon Agency, LLC in any way, shape, form or manner.  Many of the products, services or companies that are posted here have been referred to us or those that we have come across which may serve as a valued resource for you, our visitor, so we have posted the information for you to further explore on your own accord. It is YOUR EXCLUSIVE RESPONSIBILITY to take any and all precautions when dealing with any company. We live in a consumer beware and sue happy society, so we are making it ABUNDANTLY CLEAR that by using our products, services or sites, YOU are solely responsible and liable for any transactions you enter into, for validating any information, for any links you click on, for any information you give to any firm or company that you found through us and for ANY AND ALL decisions or actions that you make as a result of any information or other discovered through us.

If you should ever find any INACCURATE information, we TRULY WELCOME the CLARIFICATION of it, as our intention is to provide as accurate and helpful data as possible for you, our visitor. Remember, an intention, is not a basis to make decisions upon!

If any of this is not crystal clear that we hold NO responsibility for the validity of the content, opinions or other expressed or implied, that we can not and will NOT be held responsible and YOU AGREE NOT TO HOLD us responsible in any way for anything, feel free to contact us for clarification. We will be more than happy to help clarify the fact that you are the only one responsible for your decisions to do or not to do what you do.

Affiliate Links and Monetary Payments Disclosure
We do not accept payments to review any products or services and typically purchase them, try them and then review them.  For any link to a product whether it be a review, article, recommendation or simple link to another website, WE MAY RECEIVE A COMMISSION IF YOU PURCHASE THE PRODUCT VIA OUR LINK.  Affiliate links are used throughout our sites where we do get paid on the purchase of the product.  We also may not have tried or purchased all products linked to, but if posted, thought they may be of interest to you.  Not all links are monetarily driven.  We do appreciate, in advance, if you are going to purchase a product, that you do use our link to purchase it through.  This income is partially what allows us to provide you the valuable content and websites that we publish for your enjoyment.

Insurance Commissions
We are licensed insurance agents and are commissioned on most of the insurance products and services that we promote.  If you have any questions regarding specific amounts of commission, please feel free to contact us.