Bill has helped us through all of the various life cycles of our business. He is able to get to the core of what is needed, what isn't, and what the pros and cons are of each option. As a business owner, I need an insurance partner who can tell it as it is, make recommendations, and guide me to the best solutions. Bill does all of those things and more. When we think about the difference between our vendors and our partners, Bill and his team are most certainly the latter. We couldn't do what we do without their support.